Effective Date: July 8, 2026
By accessing or using the Kosme Foundation website, you agree to comply with these Terms of Service.
If you do not agree with these Terms, please discontinue the use of this website.
The purpose of this website is to provide information about the activities, initiatives, campaigns, events, and charitable work of Kosme Foundation and to facilitate voluntary donations.
You agree to use this website only for lawful purposes.
You must not:
Donations made through this website are voluntary.
Payments are securely processed through Razorpay.
Kosme Foundation does not collect, process, or store your payment card details, UPI PIN, banking credentials, or payment passwords.
Please review our Refund Policy before making a donation.
Unless otherwise stated, all content available on this website, including but not limited to:
is the intellectual property of Kosme Foundation and is protected under applicable copyright and intellectual property laws.
No material may be copied, reproduced, distributed, or modified without prior written permission.
This website may contain links to third-party websites for your convenience.
Kosme Foundation does not control or endorse the content, privacy practices, or availability of third-party websites and shall not be responsible for them.
The information provided on this website is for general informational purposes only.
While every effort is made to keep the information accurate and up to date, Kosme Foundation makes no warranties or representations regarding:
Use of the website is entirely at your own risk.
To the fullest extent permitted by applicable law, Kosme Foundation shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or related to the use of this website.
By using this Website, you acknowledge that Kosme Foundation may use website analytics, performance monitoring, security monitoring, and visitor measurement services to understand how the Website is used and to improve its functionality, security, accessibility, and user experience.
These services may include Google Analytics and other similar technologies provided by third-party service providers.
Such tools may collect limited technical and usage-related information in accordance with our Privacy Policy and the respective service providers’ policies.
No personally identifiable information is intentionally collected through these analytics tools unless voluntarily provided by you through forms or other interactive features of the Website.
Your continued use of this Website constitutes your acknowledgment of such monitoring and data collection practices as described in our Privacy Policy.
Your use of this website is also governed by our Privacy Policy.
By using this website, you acknowledge that you have read and understood our Privacy Policy.
Kosme Foundation reserves the right to modify or update these Terms of Service at any time without prior notice.
Any changes become effective immediately upon publication on this website.
Continued use of the website after such changes constitutes acceptance of the revised Terms.
These Terms of Service shall be governed by and interpreted in accordance with the laws of India.
Any disputes arising out of or relating to the use of this website shall be subject to the exclusive jurisdiction of the competent courts located in Mumbai, Maharashtra, India.
Kosme Foundation
1203, Mayuresh Chambers
Plot No. 60, Sector 11
CBD Belapur
Navi Mumbai
Thane, Maharashtra – 400614
Email: kosme@veritaslogistics.com
Phone: +91 99301 29201
Kosme Foundation supports widows and children of farmers who died by suicide with nutrition, livelihood programs and educational sponsorship. Donate or volunteer to restore dignity.
1203, MAYURESH CHAMBERS, PLOT NO. 60, SECTOR NO.11, CBD BELAPUR, NAVI MUMBAI Thane Thane Maharashtra India 400614
Copyright 2026 Kosme Foundation.
India is an agrarian country with about 70% of its rural population depending upon agriculture for their livelihood. With unpredictable weather, India has a long history of floods and droughts in most part of the country year after year. Farming in India is fragmented, with most farmers holding one to three acres of land for farming. In the absence of proper irrigation facility or groundwater resource, many farmers are dependent on the weather gods for farming their small parcel of land in every season.
Most farmers being small timers, they do not have any savings and depend on farming just for their livelihood. They borrow from local money lenders at high interest rates for their urgent needs, promising return of the money after harvesting. When disaster strikes in the form of floods or droughts in subsequent years, farmers are unable to repay their loans, resulting in the money lenders harassing them through various means, including threats and social ostracization, leading the farmers to desperation, forcing them to commit suicide. Government sponsored loan wavers are of little help when the loan has been taken from private money lenders.
Of course, not all farmers’ suicide can be traced back to such a situation. Alcoholism, family problems and health etc., are also reasons for farmers to commit suicide. However, data shows that the major reason for farmers suicide is farming distress. On an average, more than 10,000 farmers commit suicide in India every year.
Maharashtra has the highest number of farmers’ suicide. Despite various initiatives taken by successive governments at both State and Central levels by giving several kinds of subsidies and loan wavers etc., the rate of suicide has not shown any meaningful change in the past twenty years.
The farmer having been the sole earning membe, his family, mostly consisting of wife, two or three small children and dependent parents, may have found it extremely difficult to get two square meals a day even when he was alive. Imagine the plight of the family after the farmer commits suicide! Yes, the Government does give free ration to some extent, but it is barely sufficient to fill the stomach of all family members for the entire month.
Maharashtra Government gives Rs.1,00,000-00 as a one time Financial Assistance to ‘eligible’ families, by way of Rs.70,000-00 as Fixed Deposit in a bank for seven years and the rest as cash. The cash element is sometimes eaten away by middlemen to the extent of 30 to 50 percent. Thus, the immediate relief the family gets is Rs.20,000-00 to Rs.30,000-00, which is insufficient to put the family back on their feet.
The biggest sufferer in the family is often the wife. Being the only active adult in the family, the responsibility to look after the children and the dependents fall on her shoulders. She does odd jobs to keep the family fed, but it is a tough life and the Foundation has been set up to be of help to her.